Owning an iPhone is a dream for many, but the high price tag can often be a hurdle. Fortunately, several banks, e-commerce platforms, and financial institutions offer easy EMI plans to make iPhones more affordable. If you’re looking for the best EMI plans for iPhones in India (latest iPhone models), this guide will help you make an informed decision.
Why Buy an iPhone on EMI?
Buying an iPhone on EMI has several benefits:
- Affordable Monthly Payments – Break down the total cost into manageable installments.
- No Cost EMI Options – Many platforms offer EMI with zero interest.
- Flexible Tenures – Choose EMI tenures ranging from 3 to 24 months.
- Easy Approval – Minimal documentation required with some banks.
Best EMI Plans for Latest iPhone Models
Here’s a breakdown of the best EMI options available for the latest iPhone models:
1. Apple iPhone 15 Series EMI Plans
| Variant | Starting Price (INR) | No-Cost EMI (Per Month) | Bank Offers |
|---|---|---|---|
| iPhone 15 | 79,900 | Rs. 6,658 (12 months) | HDFC, ICICI |
| iPhone 15 Plus | 89,900 | Rs. 7,491 (12 months) | Axis, SBI |
| iPhone 15 Pro | 1,34,900 | Rs. 11,242 (12 months) | HDFC, Bajaj |
| iPhone 15 Pro Max | 1,59,900 | Rs. 13,325 (12 months) | ICICI, SBI |
Best Offers: HDFC Bank offers an instant discount of Rs. 5,000 on selected iPhone 15 models with credit card EMI.
2. Apple iPhone 14 Series EMI Plans
| Variant | Starting Price (INR) | No-Cost EMI (Per Month) | Bank Offers |
| iPhone 14 | 69,900 | Rs. 5,825 (12 months) | SBI, HDFC |
| iPhone 14 Plus | 79,900 | Rs. 6,658 (12 months) | ICICI, Axis |
Best Offers: Flipkart and Amazon are offering 6-month No-Cost EMI on iPhone 14 models with selected credit cards.
3. Bajaj Finserv EMI Card
- No-Cost EMI available for up to 24 months.
- Zero Down Payment on selected models.
- Quick approval process.
4. Amazon & Flipkart EMI Offers
Both Amazon and Flipkart offer EMI plans with various banks:
- Amazon Pay Later: No-cost EMI on selected iPhone models.
- Flipkart Pay Later: EMI without credit card for eligible users.
How to Buy an iPhone on EMI?
Follow these simple steps:
- Choose the iPhone Model – Select your preferred iPhone variant.
- Compare EMI Plans – Check No-Cost EMI offers from banks and platforms.
- Apply for EMI – Use a credit card, Bajaj Finserv card, or partner bank options.
- Complete Payment – Once approved, your EMI plan starts automatically.
- Enjoy Your New iPhone!
FAQs
Q1. Can I buy an iPhone on EMI without a credit card?
Yes, platforms like Bajaj Finserv, Flipkart Pay Later, and Amazon Pay Later offer EMI without a credit card.
Q2. Which bank gives the best EMI offers on iPhones?
HDFC, ICICI, and SBI offer the best No-Cost EMI plans on Apple iPhones.
Q3. What is the minimum down payment for an iPhone EMI plan?
Some EMI options require zero down payment, while others may require 10-20% of the phone’s price.
Conclusion
With so many financing options available, buying an iPhone on EMI has never been easier. Whether you prefer No-Cost EMI, bank offers, or online platforms, there’s an option for everyone. Compare the best EMI plans and grab your dream iPhone today!
Shane Watson is a skilled and versatile content writer with a passion for crafting engaging and informative articles across various topics. With years of experience in digital content creation, he specializes in writing about technology, business, health, lifestyle, and more. Shane’s ability to research deeply and present complex information in a clear and compelling manner makes his content valuable for diverse audiences.